Terms and Conditions

Binding Legal Agreement

These Terms and Conditions constitute a legally binding agreement between you and Vantage Numeral. By accessing our website, using our services, or engaging with our content, you acknowledge that you have read, understood, and agree to be bound by these terms.

If you do not agree with any provision of these Terms and Conditions, you must discontinue use of our website and services immediately. Your continued use constitutes acceptance of these terms and any subsequent modifications.

These terms apply to all visitors, users, and others who access or use our services, whether as guests, prospective clients, or engaged clients.

User Obligations and Conduct Requirements

1. Accuracy of Information

You agree to provide accurate, complete, and truthful information when using our services or communicating with us. This obligation includes:

Providing correct contact details and business information
Supplying complete and accurate financial records and documentation
Promptly updating us of any changes to information previously provided
Notifying us immediately if you discover any errors in information you have submitted

False, misleading, or incomplete information may result in errors in our work product and could lead to termination of services.

2. Timely Cooperation

You agree to cooperate with us in a timely manner by providing requested information, responding to inquiries, and making decisions when needed. Delays in providing information or making decisions may affect our ability to meet agreed-upon deadlines and may result in additional fees.

3. Compliance with Laws

You represent and warrant that your use of our services complies with all applicable laws, regulations, and professional standards. You agree not to use our services for any purpose that:

Violates any local, national, or international law
Facilitates money laundering or terrorist financing
Involves fraudulent or deceptive practices
Violates tax laws or regulations
Infringes on the rights of third parties

4. Prohibited Conduct

You agree not to engage in any of the following prohibited activities:

Misrepresenting your identity or affiliation
Attempting to access areas of our systems not intended for your use
Copying, modifying, or distributing our proprietary materials without authorization
Using automated systems to access our website in ways that send more requests than a human could reasonably produce
Interfering with or disrupting our services or servers
Attempting to circumvent any security features

5. Content Guidelines

When communicating with us or providing content, you agree that all content will be respectful, professional, and appropriate. You will not submit content that is defamatory, obscene, threatening, or that violates the rights of others.

6. Age Requirements

Our services are intended for use by individuals and businesses capable of forming legally binding contracts. If you are using our services on behalf of a business, you represent that you have the authority to bind that entity to these Terms and Conditions. Individuals under the age of 18 may not use our services without parental or guardian consent.

User Responsibilities

1. Indemnification Obligations

You agree to indemnify and hold harmless Vantage Numeral, its officers, directors, employees, contractors, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from your use of our services, your violation of these Terms and Conditions, or your violation of any rights of third parties.

2. Privacy and Data Protection Compliance

You are responsible for ensuring that any personal data you provide to us or that we handle on your behalf complies with applicable data protection laws. When providing us with personal data of third parties (such as your employees or customers), you represent that you have the lawful basis to share such information and have obtained any necessary consents.

3. Financial Records Management

While we maintain records in accordance with professional standards, you remain ultimately responsible for maintaining your own backup records and documentation. We recommend keeping copies of all financial documents and correspondence related to our services.

4. Third-Party Interactions

You are responsible for your interactions with any third parties you engage through or in connection with our services. We are not responsible for the actions or omissions of third-party service providers, vendors, or other entities you work with independently.

Disclaimers, Warranties, and Liability Limitations

1. Disclaimer of Warranties

OUR SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

Implied warranties of merchantability and fitness for a particular purpose
Warranties regarding accuracy, reliability, or completeness of information
Warranties that our services will be uninterrupted or error-free
Warranties that defects will be corrected

While we strive for accuracy and professional excellence, we cannot guarantee specific outcomes or results from our services.

2. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, VANTAGE NUMERAL SHALL NOT BE LIABLE FOR:

Indirect, incidental, special, consequential, or punitive damages
Loss of profits, revenue, data, or business opportunities
Service interruptions or delays
Damages resulting from your reliance on information provided
Damages arising from third-party actions or services

Our total liability to you for any claim arising from these Terms and Conditions or our services shall not exceed the total amount you paid us for services in the twelve months immediately preceding the claim.

3. Exclusion of Consequential Damages

Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law. In no event shall we be liable for any damages that could have been avoided by your reasonable mitigation efforts.

4. Force Majeure

We shall not be liable for any failure or delay in performance of our obligations where such failure or delay results from circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, riots, embargoes, labor disputes, governmental actions, failure of third-party services, or telecommunications failures.

5. Professional Judgment

Our services involve professional judgment based on the information available to us. While we apply professional standards and exercise reasonable care, different professionals might reach different conclusions based on the same information. We are not liable for decisions you make based on our services or for outcomes that result from factors outside our control.

Legal Provisions and Dispute Resolution

1. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of Belgium, without giving effect to any principles of conflicts of law. The United Nations Convention on Contracts for the International Sale of Goods shall not apply.

2. Jurisdiction

You agree that any legal action or proceeding arising from or relating to these Terms and Conditions or our services shall be brought exclusively in the courts located in Brussels, Belgium. You consent to the personal jurisdiction of such courts and waive any objection to venue in such courts.

3. Dispute Resolution Procedures

In the event of any dispute, controversy, or claim arising from these Terms and Conditions, the parties agree to first attempt resolution through good faith negotiations. If the dispute cannot be resolved through negotiation within 30 days, either party may pursue formal legal remedies.

We encourage early communication about any concerns or disputes to facilitate prompt and amicable resolution.

4. Severability

If any provision of these Terms and Conditions is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, shall be severed from these Terms and Conditions. The invalidity of any provision shall not affect the validity or enforceability of the remaining provisions.

5. Waiver

No waiver of any term or condition of these Terms and Conditions shall be deemed a further or continuing waiver of such term or condition or any other term or condition. Our failure to assert any right or provision under these Terms and Conditions shall not constitute a waiver of such right or provision.

6. Terms Modification Policy

We reserve the right to modify these Terms and Conditions at any time. Material changes will be notified to active clients via email or prominent website notice at least 30 days before the changes take effect. Your continued use of our services after changes become effective constitutes acceptance of the modified terms. If you do not agree to the modified terms, you must discontinue use of our services.

Additional Legal Provisions

Entire Agreement: These Terms and Conditions, together with our Privacy Policy, Cookie Policy, and any written service agreement you enter into with us, constitute the entire agreement between you and Vantage Numeral concerning your use of our services and supersede all prior or contemporaneous communications and proposals, whether oral or written.

No Partnership: Nothing in these Terms and Conditions shall be construed to create a partnership, joint venture, employer-employee, or agency relationship between you and Vantage Numeral. Neither party has the authority to bind the other or incur obligations on the other's behalf.

Assignment: You may not assign, transfer, or delegate any of your rights or obligations under these Terms and Conditions without our prior written consent. We may assign our rights and obligations under these Terms and Conditions without restriction, including to any successor entity in the event of a merger, acquisition, or sale of assets.

Notices: Any notices required or permitted under these Terms and Conditions shall be in writing and delivered by email to the address provided by you or by us. Notices shall be deemed given upon receipt or, if sent by email, upon confirmation of delivery.

Survival: Provisions of these Terms and Conditions that by their nature should survive termination shall survive, including but not limited to provisions relating to intellectual property, indemnification, limitation of liability, and dispute resolution.

Interpretation: Headings are for convenience only and do not affect interpretation. The words "including" and "such as" are not limiting. References to sections refer to sections within these Terms and Conditions unless otherwise specified.

Questions About These Terms

If you have questions or concerns about these Terms and Conditions, please contact us using the information provided at the top of this page. We will respond to your inquiry within five business days.

By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

Legal Entity Information